What information do I give to my doctor about who should pay for my medical bills after a car crash?

Posted on: Jan 25th, 2014 by Chad Rankin

product-liability

Your medical provider will need to know who they should bill for your evaluation and treatment. The first or primary payor for any car crash related injuries would be your own car insurance company. Therefore, you should give them the name of your insurance company, the claim number or policy number if you do not have a claim number yet, and the name and telephone number of the claims adjuster assigned to handle your claim. The only exception to this rule is when you were injured in the course and scope of your employment. In this case, the name of your insurance company, the claim number, and the name and telephone number of the claims adjuster assigned to handle your claim should be given first. If you have health insurance coverage through a private health insurance plan, Medicare, or Medicaid (DPW), this information should be given as a backup or secondary payor. This way, when your first party medical benefits exhaust or are denied from some reason, the health insurance company can start paying so that the damage to your credit can be eliminated or lessened.